Your financial story
You have a credit history.
Banks just can't read it.
FinAgent reads your real financial story — from your OPay wallet, utility bills, and cooperative savings — and builds a dossier banks can understand. With your consent, always.
₦1.8T
informal trade annually
92%
loan rejection rate
₦0
cost to you
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You stay in full control
Every data source requires your explicit consent. You can revoke access anytime from your permissions panel.
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AI writes your story
Our agent turns transaction patterns into a narrative a loan officer can believe in — factual, warm, and professional.
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You approve every action
Before your dossier is submitted to any bank, you confirm on your registered phone. No submission happens without you.
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FinAgent uses Auth0 Token Vault to store your credentials. We hold read-only, scoped access tokens — never your passwords.
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